Insurance Policy
Lactation Insurance Coverage for Aetna, Independence Blue Cross, Cigna & More
I am In-Network with most Aetna and Independence Blue Cross Plans. I highly recommend calling your plan and verifying your in-network lactation coverage. You can provide my provider number to confirm our visits with bill covered. My provider Information is listed below.
Name: Jessica Wimer
Company: Born and Fed
Provider Number: 1679096051
Provider Location: Kirkwood, PA 17536
Aetna
While I am in network with Aetna, they have recently changed their billing policies which affects the number of visits they will cover and may lead to some potential cost sharing. Below is an Aetna Billing Guide. I recommend calling and speaking to a plan representative and ask: "What is the patient responsibility for each of these codes?”
They'll tell you there are "6 free visits" but that's no longer the case. It's essential to ask about the specific codes.
Here’s the text that we send when they tell me they have Aetna
Mom Codes:
Z39.1 + S9443 (billed at each visit, home and office)
Z39.1 + 99344 (mom home initial)
Z39.1 + 99349 (mom home followup)
Baby Codes:
P92.5 + S9443 (billed at each visit, home and office)
P92.5 + 99403 (baby home, 90 min visit)
P92.5 + 99404 (baby home, 2h visit)
Rough Cost Estimates (Varies by Plan). There are not a guarantee of costs.
VISITS 1-3
Total for Mom and Baby for Office: $0, most plans, 60 minute visit
Total for Mom and Baby for Home: the cost of baby's 99403 $7-90
VISITS 4++
Total for Mom and Baby for Office: $71.50 (mom) + $71.50 (baby) for 60 minute visit
Total for Mom and Baby for Home: $71.50 (mom) + $71.50 (baby) + the $7-$90 cost of 99403
Cigna
I am not in network with Cigna but I am able to bill throughout a third party biller called Wildflower. To verify your coverage with Wildflower, please head to THIS LINK. Once you have verified coverage you will be directed my booking page. Christian Health Care Ministry CHCM offers unlimited reimbursement for lactation support during the first 90 days postpartum. You will be paying up front and I will supply you with a super bill for reimbursement.
OTHER PLANS
While I am not In-Network for other insurance plans, I do contact with two Third Party Billers who cover many other plans (see list below).
If you have carry one of these plans, please go to www.lactationnetwork.com and “Request a Consult.” List me, Jessica Wimer, as your lactation consultant and you should hear back from them shortly to verify coverage.
All other plans including Highmark Blue Shield & Capital Blue Shield
If your plan is not listed above, you may still have options for insurance coverage. While I am not able to be in network for your plan, you can call your plan directly to confirm what your out of network reimbursement rates will look like. Listed below are the codes I will be using to bill for your plan. Once you have verified what portion of your bill your plan will reimburse, you can move forward with booking and appointment and paying the cash rate. After our visit, I will provide you with a super bill that can be submitted for reimbursement.
HSA
Health savings accounts can be utilized to pay for lactation care. If you have access to a health savings account with a credit card, we can bill directly to that card. For plans without a card, I can provider you with a super bill that can be used to receive reimbursement from your HSA.
Questions? Call/text 404-793-3300. We’re happy to answer questions, though I am a solo practitioner so I cannot verify coverage on your behalf.